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Disbursement Information: Winter 2020

Financial Aid will apply toward your tuition, fees, and other authorized charges on January 17, 2020. if you have met all requirements. Login to your Bobcat Web Account and click My Overall Status.

Registration and Enrollment
The amount of financial aid you receive depends on the number of credit hours in which you are enrolled in January 17, 2020 at 5 p.m. and may be different from your offer amount.

  • Offered amounts begin at full-time (12 or more credit hours) but may be reduced during the second week of the term based on your enrollment.
  • Late starting or short-term classes in which you are enrolled in are included in your enrollment for financial aid. Financial aid may not disburse until your classes begin.
  • Dropping a late starting class within the 100% refund period, not attending or having a class cancelled may result in a reduction of financial aid.
  • Increasing financial aid awards for added enrollment can only be made if you are waitlisted in a late starting class on January 17, 2020 at 5 p.m.; AND add the class within the 100% refund period: AND notify the Financial Aid Office after adding the class.
  • Classes must be taken for credit, not audit, to count toward financial aid.
  • For more information, please review the payment schedule for part-time enrollment.
  1/4 time
1-5 credits 		1/2 time
6-8 credits 		3/4 time
9-11 credits 		Full time
12+ credits
Federal Pell Grant * 25% 50% 75% 100%
Federal SEOG Grant 100% 100% 100% 100%
Oregon Opportunity Grant not eligible 50% 50% 100%
COCC Foundation Scholarship not eligible 50% 75% 100%
COCC Merit Scholarship not eligible  100% 100% 100%
Oregon Promise Grant not eligible 50% 75%

100%
Federal Work-Study Program eligible to earn eligible to earn eligible to earn eligible to earn
Federal Direct Student Loans not eligible 100% 100% 100%

*Depending on enrollment, expected family contributions of 3701 or higher may not calculate with the above percentages.

Repayment of Financial Aid
Students "earn" their federal financial aid by attending class. If you do not attend long enough you may have to repay a  portion of your aid.

  • Withdrawing, auditing or ceasing to attend may result in financial aid repayment.  Incomplete (I) grades may also result in financial aid repayment and affect your completion rate.
  • For more information, please review COCC's repayment policy.

Bookstore Credit
You may be able to purchase up to $600 in books and supplies on credit at the COCC Bookstore beginning December 2, 2019. If eligible, you may charge books at the COCC Bookstore until 5 p.m. January 17, 2020.

  • To be eligible for a bookstore credit, your financial aid must be ready for disbursement and exceed your charges.
  • Check your Bobcat Web Account under financial aid messages to see if you have a bookstore credit available.
  • Books and supplies charged at the Bookstore will be added to your other term charges and subtracted from your financial aid.

Refunds and Account Balances
Unpaid balances result in fees of $30 per week. Pay any outstanding balance after financial aid has been disbursed by January 24, 2020 to avoid late fees. The maximum amount of late fees applied is $90.

  • The Cashiering Office sends refunds for processing the first business day following disbursement.
  • For more information, please review our refund process.

All Loan Borrowers at COCC
To receive a loan, you must be enrolled in 6 or more credits at the time of disbursement to be considered eligible for federal student loans.

  • You have the right to return a loan disbursement or cancel the loan in part or entirely. Notify the Financial Aid Office in writing within 60 days of your loan disbursement if you want to cancel part or all of your loan.
  • If you are a new student receiving loans for the first time at COCC, your loan disbursement(s) will be delayed 30 days from the start of the term. Your loans will be applied February 5, 2020.
  • If you have a one term loan, it will be divided into two disbursements, the second half being applied February 14, 2020.

Satisfactory Academic Progress
To maintain eligibility for financial aid, a student must comply with certain academic requirements. Failure to meet these requirements may result in the denial of aid at COCC.

  • Students must maintain a cumulative GPA of 2.0 and a completion rate of 66.67% or better.
  • Aid is limited to 150% of a student's program credit length (approximately 135 credits for a two-year degree and 75 for a one-year certification). As soon as it is clear the student cannot graduate within this period, he/she becomes ineligible for aid.
  • For more information, please review COCC's SAP policy.