Student Health Insurance
Central Oregon Community College does not offer student health
insurance. At the same time, the college does not require students to have
health insurance coverage in order to enroll in courses and to participate in
related activities and events. However, under the Affordable Health Care
Act there is a fee for people who do not have health insurance.
COCC’s insurance company has informed us that due to the Affordable Health Care
Act, the benefits that must be provided by the act, the costs, and the risks
that the insurance companies must take in providing the coverage, insurance
companies will no longer be able to provide student health care insurance for
If this changes, COCC’s insurance company will let us know and direct us to
which insurance company is offering coverage for students in higher
Therefore, at this time there will not be any student health care brochures
available for students.
Local Medical Resources
Limited physical and mental health services for in-district residents are also offered at low or minimal costs through the following county health departments. Please visit their websites for locations, hours, and services:
Bend Memorial Clinic (BMC) - Westside offers both routine medical services by appointment and after hours urgent care. They are located in The Old Mill District, less than 10 minutes by car from the COCC campus. They also have a nearby stop on the CET* bus (Route 2 - Stop D,
"Bond at Old Mill District"). The clinic offers urgent care seven days per week, hours vary so please check their website. Holiday hours available as well. BMC also has clinics located on the east side of Bend and in Redmond.
Mosaic Medical offers accessible quality medical care and their fees are based on a sliding scale for qualifying patients with limited or no insurance. Their Bend clinic is located on the east side and can be accessed via the CET bus line (Route 5-6, "27th Street at Micks Way" stop). They also have offices in Redmond, Madras, and Prineville. Please follow the link provided above to view their hours, locations, and services provided.
Bend's community hospital,
St. Charles Medical Center
(SCMC) is located on the east side. The CET* bus line has a stop on Neff Road, the main street that fronts the hospital, but still requires a walk of about 8-10 minutes to the hospital itself (Route 5-6, "SCMC" stop). To access a PDF of the Bend hospital campus, click here. The SCMC system also has hospitals in Madras (previously Mountain View Hospital) and Prineville (previously Pioneer Memorial Hospital). Follow the link provided to view their hours, locations, and services provided.
Volunteers in Medicine of Central Oregon provides healthcare on a donation basis to working adults in Deschutes County with no medical insurance or means to pay for care. Volunteers in Medicine has offices located on the southwest corner of the St. Charles Medical Center campus. See link to the the campus map above under SCMC.
Oregon Health Plan and the Affordable Health Care Act
Most Oregonians can enroll in private insurance through
HealthCare.gov or low-cost coverage through the Oregon Health Plan.
Oregon Health Plan offers free or low-cost coverage for people
who meet requirements for income, residency and other factors. This coverage
includes doctor visits, hospital care, mental health services, dental, some
vision care and more. Learn more about the Oregon Health Plan.
The Affordable Health Care Act offers people the ability to
enroll in the coverage that works for them. The Open Enrollment period for
health insurance through healthcare.gov is November 1 through January 31. Learn
more about the Affordable Health Care Act
Learn more about the Affordable Health Care
Act for Students
- Oregon Health Plan
Processing Center: 1-800-699-9075
- Oregon Health Plan
Client Services: 1-800-273-0557
- HealthCore.gov Service
The fee for not having
There is no student
exception to the penalty of not having health insurance. This means that you
must have qualifying health coverage or pay a fee on your federal tax return.
In 2016, the penalty is 2.5% of household income or $695 per adult and $347.50
for each child, whichever is higher. After that, it's adjusted for inflation.
Contact the Student Life Office at (541) 383-7590 if you have
* Cascades East Transit (CET) is the local bus line serving both the east and west sides of Bend. An unlimited use monthly Zone 1 pass normally sells for $30 to the general public. The college has an agreement for our students that allows COCC to supplement this cost and make them available to students for just $10. Multizone passes are available at a discount as well. Not only is this a great value - it also eliminates the need to find parking on campus. To view maps of the CET routes, visit the website for
Cascades East Transit.