Type of Educational Loans Available

Paying for your education is a significant financial commitment and investment. Before taking out student loans, make sure that you exhaust all other types of funding such as scholarships and grants. Once these options are exhausted, you may still have a gap in funding for which student loans may fill.

Student loan funds are borrowed and will need to be repaid.  It is important to understand all the terms, conditions, and language that is associated with your loans. Learning about student loans will help you make smarter loan borrowing decisions.

Federal Direct Loans

Federal Direct loans are low interest loans offered by the Department of Education for students to help pay educational costs.

Direct Loans

Federal PLUS Loans

Biological or adoptive parents of dependent students may apply for additional loans to assist you with educational costs.

PLUS Loans

Alternative Loans

Alternative loans are educational loans from other lending institutions and not from state or federal government agencies.

Alternative Loans

For additional student loan information, go to