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Disbursement Information: Winter 2016

Financial Aid will be applied toward your tuition, fees, and other authorized charges on January 15 after 5 p.m. if you have met all requirements.  Login to your ‘ Bobcat Web Account’  to check ‘My Overall Status’:

Check your Bobcat Web Account to see if a "Refund(s) sent to processor" is posted.  Once this message is posted to your Bobcat Web Account, the process can take 2-14 days for you to receive funds depending on your refund selection.  

Pay any balance due to COCC after financial aid has been disbursed by Friday, January 22 to avoid late fees.  You may view your balance online through your ‘ Bobcat Web Account’.  You are responsible for all charges not covered by financial aid funds. A late fee of $30 will be imposed for outstanding balances not paid by January 22.  Additional late fees will be assessed weekly to a maximum of $90. 

The amount of financial aid you receive depends on the number of credit hours in which you are enrolled on January 15 after 5 p.m and may be different from your offer amount.  Classes must be taken for credit, not audited, to count toward financial aid.  Awarded offer amounts default to full-time enrollment (12 or more credit hours) but will be adjusted during the second week of the term based on your enrollment.  Review the part-time enrollment disbursement schedule online.

Late starting or short term classes:
Late starting or short term classes in which you are enrolled are included in your enrollment for financial aid.  Financial aid may not disburse until classes begin.  Dropping a late starting or short term class within the 100% refund period, not attending or having a class cancelled may result in a reduction to your financial aid.  Adjustments to financial aid for increased enrollment may be made only if you: are waitlisted in late-starting classes on January 15; and add the class with in the 100% refund period; AND notify the Financial Aid Office after adding the class.   

Disbursement schedule for less than full time enrollment
  1-5 credits 6-8 credits 9-11 credits
Pell Grants* 25% 50% 75%
Supplemental Education Opportunity Grant 100% 100% 100% 
Oregon Opportunity Grant not eligible50% 50% 
COCC Foundation Scholarshipnot eligible 50% 75% 
Honors Scholarship not eligible not eligible not eligible 
Direct Stafford Loans not eligible 100% 100%

*Depending on enrollment, expected family contributions of 3401 or higher may not calculate with the above percentages.

You may be able to purchase up to $600 in books and supplies on credit at the COCC Bookstore beginning November 30.  To be eligible for a bookstore credit, all requirements must be satisfied including answering 'YES' on your Authorization Form, your awards must be accepted, you must be enrolled and you may not have an outstanding account balance.  Check your ‘ Bobcat Web Account’ for 'Active Messages’ to see if you have a bookstore credit.  If eligible, you may charge books at the COCC Bookstore through Friday, January 15.  Books and supplies charged at the Bookstore will be deducted along with tuition and fees from your total financial aid award for the term.  

If you are a new Direct Loan borrower at COCC, you are required to complete entrance loan counseling and sign your master promissory note before loans will be processed.  Check online using your ‘ Bobcat Web Account’ for any outstanding requirements.  If you are a new student and receiving loans for the first time at COCC, your loan disbursement(s) will be delayed 30 days from the start of the term.  Your loans will be applied February 3.  If you have a one term loan(s), your loan(s) will be divided into two disbursements the second half being applied on February 15.  Loans disbursed after January 15 require that you also be enrolled in at least 6 credits on the day the loans are applied.  If you do not attend a term within the academic year, failure to notify the Financial Aid Office could delay disbursement of future loan funds.

You have the right to decline a loan disbursement or to cancel your loan entirely. Notify the Financial Aid Office if you want to decline a disbursement or cancel the entire loan by sending an email to  If your enrollment drops below 6 credits during the term,  your loan grace period will begin and exit counseling will be required. 

You may check current job postings online at: https://jobs.cocc.eduWork-Study is limited.  Work-study awards may be reduced due to fund availability and outside resources.  Awards are projected maximum earnings only.  COCC does not guarantee positions to all students awarded work-study.  For more information visit:   Work-Study or contact Deborah at 541-383-7263.

Students earn their federal financial aid by attending class.  If you are not enrolled long enough to earn all of your aid, the unearned portion must be repaid.  Completely withdrawing, auditing or ceasing to attend may result in financial aid repayment and may affect future financial aid eligibility.  Incomplete (I) grades may also result in financial aid repayment and affect your completion rate.  Click here to review the Repayment of Financial Aid policy.

To maintain eligibility for financial aid, you must show satisfactory academic progress toward your educational program.  Failure to maintain a cumulative GPA of 2.0 and a completion rate of 66.67% or better may result in denial of financial aid eligibility and is limited to a maximum number of calculated credits even if a certificate/degree is not earned.  As soon as it is clear that a student cannot graduate within the maximum credit limit, they become ineligible for aid.  Review the complete Satisfactory Academic Progress policy.

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